21 Best Affordable Jewelry Brands in 2025: Accessible and High Quality

Posted by

On April 11, 2025

four original images of affordable fine jewelry

Updated

2025-04-03T20:49:39Z

Springtime is the season of revival, and in many cases, all it takes to wake up your wardrobe is a new sparkly-little-something. By gaining a little knowledge on the best affordable fine jewelry brands, you can find those genuine, luxury-grade pieces at accessible prices.

The top brands we’ve tested push past overpriced heritage names and nebulous production practices, and in doing so offer a realistic way to fill your jewelry box with pieces you’ll wear again and again. We found that direct-to-consumer companies like Quince are structured to nix overhead costs, meaning you pay a more palatable price that’s closer to the true cost of making that beautiful gold necklace.

In our guide, we review the popular brand Ana Luisa and show how well its pieces held up, even after showering and swimming in them. Those of us with sensitive skin can attest that Ana Luisa’s hoop earrings won’t irritate your lobes.

Our favorite online jewelry brands we’ve tested excel in making different gold, silver, and gem-encrusted pieces that are made to become heirlooms. Whether you like trendy, sculptural studs or classic, dainty chains, here are some stylish places to source them (and not get overcharged in the process).

Top 5 best affordable fine jewelry pieces:

Ana Luisa

Ana Luisa Ash Double Earrings

Despite their bold design, these lightweight earrings are easy to wear. “Even with somewhat chunky hoops, I can forget that I’m wearing them,” writes style editor Samantha Crozier.

Earrings

Quince Silver Threader Drop Earrings

“These petite silver earrings strike the perfect balance between elegant and understated,” says associate style editor Gabrielle Chase. “If you’re shopping for a style minimalist, I’d go with these.”

Earrings

Mejuri Puffy Charlotte Huggies

“I love these bubbly hoops because they’re the perfect size to wear everyday, but still add a little dimension,” says Gabrielle. They get their name from the French Charlotte cake, a spongy dessert with distinct bubbly ridges.

Pearl chain

Oak and Luna Diana Gold Plated Pearl Necklace

The perfect size to layer with, this simple strand of freshwater pearls comes in two adjustable lengths. Wear it with a V-neck dress when you want a bit of vintage flair, or use it to dress up a simple black tee.

Best style range: BaubleBar

Left: Fine jewelry on a yellow dish. Right: A colorful bead kit.

Best pendants: Awe Inspired

A close up of a model wearing jewelry like pearl strand earrings and a series of chains with various charms on them.

Awe Inspired makes some of the most unique and meaningful pieces we’ve found, and is beloved by celebrities like Taylor Swift, Halle Berry, and Meghan Markle. Awe’s signature line is its collection of goddess-inspired necklaces ranging from mythical goddesses like Athena, the Greek goddess of heroic endeavor, to real-life “goddesses” such as Harriet Tubman.

If you don’t know which goddess suits you best, Awe has a quiz you can take. And while the goddess collection offers plenty of swoon-worthy pieces, it’s just the tip of Awe’s offerings — you’ll also find meaningful pieces inspired by amulets, affirmations, the zodiac, and more. Not only do all the pieces feel unique and personalized, but they’re surprisingly affordable, with most necklaces coming in at under $200.

Medusa Necklace

Diamond Sword Necklace

Best gold jewelry: Aurate

Best beaded: Ink+Alloy

Best for astrology lovers: Sequin

A model wearing the super zodiac necklace from Sequin.

Remi Rosmarin

Commerce Reporter

Ashley Phillips

Style and Beauty Editor

Ashley is the former style and beauty editor for Business Insider’s Reviews team, where she spent her days monitoring the latest product launches, consulting experts on ingredient lists, and helping readers identify which moisturizers and cashmere sweaters are worth investing in.Before joining Business Insider, she spent five years reviewing products as the style and beauty editor for Hearst’s BestProducts.com, and before that, she was a copywriter for Neiman Marcus where she specialized in fine jewelry and accessories. Her work has appeared in Cosmopolitan, Harper’s Bazaar, Elle, Town & Country, and more. Prior to joining the editorial world, she was the owner and buyer of an independent clothing boutique. She graduated from the University of North Texas with a degree in merchandising and also recently received a master’s degree from Oxford University.Ashley is currently based in New York City.Say hello at [email protected] or @ashleyphillips88 on Instagram.Learn more about how our team of experts tests and reviews products at Insider here.Learn more about how we test style and beauty products.

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Samantha Crozier

Style Editor

Samantha Crozier is the women’s style editor for Insider Reviews. She spends her days testing the newest it-bag, the workout set that’s all over Instagram, or that viral dress that everyone is talking about on TikTok. Experience:Sam has spent a lifetime putting fashion trends to the test, and has been testing and writing about clothing for several years. In her current role, she is responsible for designing testing methodology for feminine clothing guides and working with writers to deliver the most trustworthy and best-tested shopping guides. Before joining the Reviews team, she was an editor on the Health Reference team where she focused on articles about sex and relationships, skincare, nutrition, and mental health.Why you can trust SamLike a great fashion friend, Sam always has the answer to questions about how to problem-solve when it comes to style. Need a great pair of heels for your wedding that you can wear for eight hours straight? Or perhaps you’re wondering what washable silk pajamas actually hold up after a dozen washes? She can help you find the perfect solution.One of her foremost areas of expertise is women’s shoes. In fact, she walked a mile in over 80 pairs of heels to narrow down the most comfortable heels on the internet. And her coverage on the best boots for women had her testing everything from low-cost Amazon picks to bespoke leather options to see what’s really worth it. All this to say that you’ll frequently see her walking her dog around Brooklyn in a pair of red slingbacks or knee-high suede boots.She is an expert on women’s workwear and work bags, having tested dozens of laptop bags, totes, blazers, and more.Sam is always on the hunt for a great bargain, whether it’s for big deal days like Prime Day or Black Friday, or just a regular Tuesday. Expertise

Women’s shoes, particularly heels and boots
Petite fashion
Workwear
Swimwear
Jewelry

Education:She graduated from Tufts University with degrees in English and Political Science before joining Insider in 2020. Although she now lives in Brooklyn, she still travels to her hometown of Honolulu, Hawaii. You can reach her at: [email protected].